Westpac dispute transaction. Report suspicious SMS messages by forwarding the hoax SMS message to 0497 132 032 and then delete the message. Westpac dispute transaction

 
 Report suspicious SMS messages by forwarding the hoax SMS message to 0497 132 032 and then delete the messageWestpac dispute transaction  For security purposes, your replacement credit card will have a new number which you will be required to update for any existing reoccurring payments you that currently have loaded (e

1. We will get a replacement card to you as soon as possible and can stop all transactions on your account immediately. Some branches now open weekends. If you don’t have an eligible Westpac account, contact the Travel Card team directly on 1300 797 470 (or. If you take too long to raise a dispute from the date the transaction occurred, we. Find out more about what to do if you suspect your credit card has been used fraudulently. Option 4. Be aware of refund fraud. Call 132 032 8am-8pm Sydney time, 7 days a week or +61 2 92939270 if overseas. Remember, the form can't be signed digitally. How 3D Secure works. Scroll down to the Tags header, tap Edit. Make a transfer or payment frequently asked questions. 1800 221 815. 9:30am - 5pm, Fri. Report suspicious SMS messages by forwarding the hoax SMS message to 0497 132 032 and then delete the message. 1. To cancel your card please call us on 0800 888 111 weekdays between 7am and 8pm and 8am to 5pm on weekends and public holidays or +64 9 914 8026 from overseas. Westpac has banned customers from transacting with Binance, on the same day as the controversial cryptocurrency exchange was stripped of its ability to accept PayID. Before trying these instructions make sure you update to the latest version of the app . Transactions with a pending category can’t be updated and won't appear in your Cash. Select Transaction searchI don't identify a direct debit transaction. Some branches now open weekends. Features Westpac Business One Westpac Business One Plus Westpac Business One – Negotiator Plan. Fraudsters often make such purchases with stolen cards - as these items can often be resold quickly and easily. How do I dispute a card transaction in Westpac Online and Mobile Banking? My loved one has recently passed away. Keeping your data safe. 95% of the initial transaction value when the currency conversion is initially locked in, as well as a 1. If your card needs to be couriered to you within Australia, a courier cost of $25 will be charged to your card (additional. If a chargeback occurs on a gifting transaction, both the Riot Account sending. If you’re an Administrator, call us on 1300 650 107 to lock any additional cards. 1. In the Imports section, select IMPORT NEW FILE. However, there is a fee of 2. Other banks may still deduct fees from your payment. Daily Withdrawal Limit Westpac. All our EFTPOS machines are simple, reliable, secure and easy to use. Westpac's panicked response to its money-laundering scandal looks ill-considered. We will check this as part of lodging a dispute on any fraudulent transactions that have occurred from the theft or unauthorised use of your credit card details. Debit Card Westpac. Your card or the transaction account has insufficient funds or. Please allow 2 calendar days from expected delivery date before submitting a dispute in case there was an unexpected problem with delivery. 7bn; $0. Telephone 132 032 (8am-8pm 7 days)In the Westpac App. New or additional merchant facilities, or to change ownership of an existing facility. 2. The microchip stores information more. I'm disputing a transaction with Westpac how long does it take for the money to go back to my account and can if happen over the weekend? Press J to jump to the feed. org. The issuing bank of the card used has control over what details are needed to. Reduce manual data entry and save time by connecting your business transaction accounts to your accounting software. Our scams team will require your case number to provide an update. 1 for details on how to dispute a transaction. What do I do now? What if there is no will? Should I close the accounts of the deceased? I have power of attorney over the deceased’s accounts, does this still stand after their passing? When will I need probate or letters of. What to do if there is a fraudulent transaction; Business card replacement after a fraudulent transaction; Card transactional issues and chargeback rights; What to do if your card is lost or stolen; How we keep your cards secure; Lock a lost business credit or debit cardHow do I dispute a card transaction in Westpac Online and Mobile Banking? My loved one has recently passed away. Visit your local branch. Pending transactions are useful as you get to see in real-time when you have made a payment or withdrawal or which refunds are awaiting processing. 0800 888 066. It’s great to enjoy the flexibility and freedom offered by our range of credit cards, but they do come with fees. You can also phone 1300-651-089 or +61-2-9155-7700 (if. DECLINED CANNOT PAY. Westpac’s board has jettisoned its chief executive, Brian Hartzer, just hours after he reportedly told his team mainstream Australia was not overly concerned about. All branches are open: 9:30am - 4pm, Mon - Thurs. 5 million fraudulently obtained from Westpac and siphoned through Forum Group entities, the bank. Tap Pay to complete the payment . Speak to a scam specialist. Mr Papas's exact whereabouts is presently unknown. Our Fraud Detection Team advises you on unusual. If you are calling us after 8pm NZ time, press '1'. You means the Account Holder and or Cardholder as applicable. Cardholder may be asked to verify their identity - this could be a request to enter a one-time code that has been sent to their mobile phone or a password only known to them. g. +61 2 8253 4530. Your transaction account does not have a debit card associated with it. Dividend Westpac. Your Bank. Other statuses indicate a problem processing the transaction. Chat now for an instant response -. Need Help? Call us on 1300 655 505 8am-8pm Sydney time, 7 days a weekIf it can’t be resolved and you wish to dispute a transaction on your card, complete the dispute form, contact Card Services on 0800 444 691 (when calling from inside New Zealand). Established in 1817 as the Bank of New South Wales, it acquired the Commercial Bank of Australia in 1981 before being renamed to Westpac Banking. Part 2: Why are you disputing the transactions? Please only select one category which best describes. Attention “Westpac Global Currency Card Dispute Resolution”. (47) The cardholder must complete the relevant Dispute or Fraud claim form and return the form to Corporate Credit Card Administrator. Card transactions. banks), where that complaint falls within AFCA’s terms of reference. She believes the bank was at fault because her daily transaction limit should only have been $2,500, which would not have allowed the scam payment. Review your transfer details and select Confirm. You are not registered for Online Banking, and you do not have an active Westpac Protect. Pending transactions frequently asked questions. In the Westpac App. Minimising fees and charges. Please use a new form to document each dispute and provide additionalWestpac Banking Corporation, known simply as Westpac, is an Australian multinational banking and financial services company headquartered at Westpac Place in Sydney, New South Wales. Internet fraud. What do I do now? What if there is no will? Should I close the accounts of the deceased? I have power of attorney over the deceased’s accounts, does this still stand after their passing?Worldwide Wallet transactions are shown in the time and date in St. Handycards are available to customers aged 12 years and over. Here’s how transaction tags could be used: Tags for an Event: e. The issuing bank responds to Westpac with a response code to report the success or failure of the card transaction. Process a transaction for a third party or supplier. Receiving a one-time passcode via Westpac Protect™ Security Code helps provide extra protection against fraud and scams by allowing you to confirm that you authorise a transaction or activity and validating the request is genuine. As your list of tags grows you can go in and select which tag is most relevant for your current transaction. This will help you identify any unusual activity. Trey discovered the transactions the next morning and called the bank immediately, explaining he had been drugged and beaten up and had just come to. § 1110 to prevent the assignment of its leaseholds without its consent. A pending transaction can be released or. A pending transaction may only be cancelled or reversed toward the request of that merchant. When a cardholder asks for a chargeback, the retailer’s bank may agree to pay back funds to the cardholder's bank. You may be charged Foreign Transaction Fees (as set . Tap Profile > Payments > Upcoming . If this action has no. These may change or we may introduce new ones in the future. A Division of Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714. What do I do now? What if there is no will? Should I close the accounts of the deceased? I have power of attorney over the deceased’s accounts, does this still stand after their passing? When will I need probate or letters of. General enquiries 132 142. [6] Telegraphic Transfer received by you [4] per transfer $15 to a Westpac account [5] $15 to a non-Westpac account [5] $15 to a non-Westpac account. 3. The alert will also apply when a customer transfers money to an account. When a credit card holder is not satisfied with the merchant transaction, the card scheme rule allows for a claim. If you have a vision impairment or have mobility issues using smart devices, you can contact our Customer Care Team on (02) 9155 7714. Some possible reasons for why the transaction is declining even though the mobile card still appears in the Google Pay app include: You don’t have an internet connection and a new Token Key is required; Your Near Field Communications (NFC) is switched off on your mobile device. Some branches now open weekends. Enter the SMS code sent to your registered mobile. g. Note: You will not see other transactions made with your Westpac card. You’ll have a chance to dispute the fraudulent chargeback by following the process outlined in the notification. This authorised amount is held and appears as a “pending” transaction for up to 5 days. 2. You may be asked to provide a SWIFT Code if you’re receiving money into your account from overseas. All branches are open: 9:30am - 4pm, Mon - Thurs. While the credit card refund is pending the amount does not alter your account balance. How to request an update about an existing case. Chargebacks can be costly for merchants – you could lose both the cash amount of the transaction as well as the. More information: How we protect you. Get Cash limit of 3 withdrawals per day applies, subject to $500 daily withdrawal limit and $1,000 weekly withdrawal limit. For debit card transactions made when the customer selects CHQ or SAV, the transaction amount will be deducted from both the account’s. . While the bank is under no obligation to do so on any particular occasion, we may permit you to overdraw your account by allowing a direct debit payment to occur even if there are insufficient funds in the account. au. They are likely to request your personal or banking information. 68 million. Financial hardship. You acknowledge that any financial transactions processed through the Payment Services under this Westpac Addendum will be settled by Westpac exclusively with Stripe. 6. com. You can cancel a dispute at any stage by simply contacting any BOQ Branch or our Contact Centre directly on 1300 55 72 72. A page in Westpac Online Banking doesn’t look right, looks or. Visit a Westpac branch. Yes you can. If we do honour a payment, or do so more than once, it does not mean we have. The merchant's bank contacts the merchant within 72 hours and asks them to provide details about the. Before trying these instructions make sure you update to the latest version of the app . Select CSV as the file type, then select File contains payment information. Separately, an account number is required to perform the international money transfer. Tap Install and follow the prompts. You may notice a few changes as we continue to improve the online banking experience. The external dispute resolution service will not charge a fee to any complainant to investigate or resolve a complaint. banks), where that complaint falls within AFCA’s terms of reference. the folder that was shared with you by Westpac) or by clicking the 'Upload' button on the right-hand side of the File Sharing Service (Fileshare) homepage and selecting the file you would like to be loaded and shared. 8. My Westpac Protect SMS code looks different to what I expected. Cashback is only available on one credit card account per customer. Asic’s litigation showbag includes allegations Westpac charged more than 11,000 dead people more than $10m in fees, charged 7,000 people for two insurance policies over the same property. Westpac chief executive Brian Hartzer will step down with $2. If your card is lost or stolen, you can let us know at any time, from anywhere in the world. To speak to someone from our team at Westpac Assist, call 1800 067 497. A chargeback takes place when you contact your credit card issuer and dispute a charge. Bottom line. My Westpac Protect SMS code looks different to what I expected. If you need to chat to us, you can do this through Red Monday to Friday 7am – 9pm and Saturday & Sunday 8am – 6pm. Mr Papas's exact whereabouts are presently. 4oreign transactions. Enter a Description (optional) and tap Pay . Some merchants/companies will use an thirds party enterprise to processes yours direct debit payments. The trading name and logo. Fraudulent transaction vs dispute with a seller. Manually key a transaction if you have the customer’s card. 6. What do I do now? What if there is no will? Should I close the accounts of the deceased? I have power of attorney over the deceased’s accounts, does this still stand after their passing?Branch opening hours. If you suspect the transaction could be credit card fraud, call our Card Services team on 0800 888 111, 24 hours, 7 days a week, or from overseas call +64 9 912 8000 (international toll charges apply). If you still don’t recognise the transaction or can't resolve the issue with the merchant, dispute the. How do I get a Westpac Handycard? A Westpac Handycard is available to customers aged 12 years. au. com. Page 9, Contact Westpac’s Customer Relations and Support Team, delete whole section and insert: “Westpac is here to help. 00. People will attempt to steal a customer's login. In the Westpac App. Forum is run by Sydney businessman Bill Papas. How do I dispute a card transaction in Westpac Online and Mobile Banking? My loved one has recently passed away. You cannot dispute a transaction unless it is Approved . You may notice a few changes as we continue to improve the online banking experience. How do I dispute a card transaction in Westpac Online and Mobile Banking? My loved one has recently passed away. Download Dispute Claim form. Even for ATMs in the lobby of a bank branch, onsite. Westpac Banking Corp , Australia's third-largest bank by market capitalisation, said on Monday it would raise A$750 million ($488. Westpac Exchange Rates. Disputing a transaction. Forward the suspect email to hoax@westpac. If the transaction is still declined: Ask for another form of payment. Any remaining foreign currencies were converted into AUD at the applicable exchange rate prior to the transfer. George Wide Wallet is an prepaid travel money joker that canned help you save on foreign transaction fees and give you control over your spending. Fraud and disputes – keeping your cards secure. Westpac Group means the Bank and its Related Members. What do I do now? What if there is no will? Should I close the accounts of the deceased? I have power of attorney over the deceased’s accounts, does this still stand after their passing? When will I need probate or letters of. The card has expired. For fee and FX rate information when sending an international money transfer, please refer to Westpac’s currency converter, find out more. b. Activate a CommBank card. They must then resolve it within two billing cycles, which may not exceed 90 days from the date of your complaint. A refund comes directly from a merchant, while a chargeback comes from your card issuer. You should receive your replacement card within 5-7 business days if you’re in Australia or up to 5-10 business days if you’re overseas. The allegations are outlined in a statement of claim that the financial intelligence agency, Austrac, has lodged in the Federal Court. Financial institutions around the world have always been subject to attempts by criminals to try and defraud money from the institution and their customers. By adding the tag “Wedding” to the transaction, you can see how much you’ve spent in each category for the “Wedding” at any time, helping you keep track of your spend. If you suspect the transaction could be credit card fraud, call our Card Services team on 0800 888 111, 24 hours, 7 days a week, or from overseas call +64 9 912 8000 (international toll charges apply). Tags for holidaysWestpac also offers the EFTPOS Air app, which allows payments to be taken on compatible phones and tablets 1. Please quote your dispute reference number if you have it handy, or your Customer Access Number (CAN). g. During. get a credit for the transaction If you dispute any transaction recorded in your monthly statement, you must notify us in writing within 30 days of the statement period closing date, giving the following information: • the relevant card number and the name on the card; • the amount and nature of the disputed transaction, attachingYou can upload a file by dragging and dropping the file into your personal workspace (i. Please complete the create below if your dispute fits into the following criteria and we’ll to happy on help:My disputed real appears in our credit card statement which is less than 30 days older (see which time on the top of your statement)I have contacted the merchant directly to tries and solve my disputeMy reason available disputing to. Please note that after 8pm on weekdays and 5pm on weekends, Card. This is a complex remediation due to the various types of corporate actions involved. You can continue to use the same PIN from your existing card on the new card. Pdf File. Delete the fake email from your inbox, sent and trash folder. Imran Bande Ali Transaction dispute officer, Westpac New Zealand Waitakere, Auckland, New Zealand. What do I do now? What if there is no will? Should I close the accounts of the deceased? I have power of attorney over the deceased’s accounts, does this still stand after their passing?(46) Corporate Credit Card Administrator will send the cardholder either the Westpac "Dispute Transaction" form or a "Fraud Claim" form for completion - depending on the issue. As part of the claims. Go to Service > Preferences > Daily Payment Limit . The service is built on the New Payments Platform and enables fast payments to a PayID or an eligible BSB and account number. Justice Beach today handed down his decision in the last of six separate civil penalty. Please select the reason that best matches the purpose of your money transfer and include any relevant details in the free-text description box. By default, 25 transactions will be displayed with the option to display more transactions. Westpac is one of over 60 Australian financial institutions connected to the New Payments Platform. Things you should know. A summary of these changes is below. Cancel your card. Then there is eftpos, which is the debit card payment system that takes funds directly from a customer’s cheque or savings. Yes, when you tap on a Westpac Mastercard in Wallet, you will see the latest 10 transactions for that card made with Apple Pay (excluding refunds or transactions made on the eftpos payment network). Worldwide Wallet Dispute Claim Form. This means that the same level of security that protects your payments to BSB and account numbers applies to payments made using Osko and PayID. AFCA provides a free and independent service to resolve complaints by consumers and small businesses about financial firms (e. Australia's Westpac bank has negotiated to pay a record A$1. The merchant is then obligated to provide evidence that the service is provided. 9:30am - 4pm, Mon - Thurs. You’ll need to contact us as soon as you decide to raise a dispute. Some branches now open weekends. 275 Kent St, Sydney NSW 2000. Search by name, date or amount. The Merchant services. Peter was appointed Westpac Group Chief Executive Officer in April 2020, after holding the role on an acting basis between December 2019 and March 2020. Contact ShopBack for assistance with any enquiries relating to your ShopBack account, transactions, Cashback or Bonus Cashback. How to identify unknown transactions In the Westpac App Before trying these. Westpac: 1300 651 089 +61 2 9374 7237: Your Credit Union: 1800 621 199: N/A: Promoted. In the Westpac App. Westpac Disputed Transactions. You can cancel a dispute at any stage by simply contacting any BOQ Branch or our Contact Centre directly on 1300 55 72 72. 3. In a statement on Monday morning, the. (in your transaction history in Online Banking and the Westpac App) the Applicable Exchange Rates once the transaction is completed. My disputed transaction occurred on a Westpac debit or credit Mastercard (if your transaction occurred on a Westpac EFTPOS or Prepaid card, please call us on 0800. 13 20 32. Australian Financial Services Licence Number 233714. The Australian Financial Complaints Authority ( AFCA) is not part of Westpac. Tap the magnifying glass icon. For Westpac issued products, conditions, fees and charges apply. Fraudsters often make such purchases with stolen cards - as these items can often be resold quickly and easily. Be careful handing over or shipping goods such as electrical goods, jewellery and computers. How do I close my account? If you’re a personal customer, you can; Sign into Online Banking or the Westpac App (eligible everyday and savings account, credit card and Flexi Loan accounts) Visit your nearest branch. Tap Cancel payment or Amend payment (Android) or Options > Cancel payment or Amend payment (iOS) . “eligible Westpac transaction account” means a Westpac deposit account in relation to which Cardless Cash is available for. Additional fee charged by Westpac in lieu of our correspondent bank deducting a fee. In the Westpac App Tap the transaction to look up the merchant Tap Dispute transaction If no merchant information is available, tap Options Complete the details Can I contact Westpac by email? Contact Us via Email Whether you have an enquiry, wish to provide us feedback or want to make a complaint, we're able to help via email. Keeping your data safe. To start banking, open the Westpac App, enter your Customer ID and Online Banking password. The service may be used as part of online transactions with Participating Online Retailers, and on Participating Platforms, unless the use of the Service is terminated in accordance with clause. What do I do now? What if there is no will? Should I close the accounts of the deceased? I have power of attorney over the deceased’s accounts, does this still stand after their passing?Austrac stated that Westpac should have flagged these transactions, as they were consistent with child exploitation practices 15. The fallout from Westpac’s 23 million alleged breaches of anti-money-laundering laws has plunged the bank into crisis and rocked the financial sector. The mobile app has built-in POS features included at no extra cost. Westpac alleges colourful soccer identity Bill Papas and his company Forum Finance orchestrated more than 100 allegedly fraudulent transactions that siphoned off over $340 million from the bank. Pending charges can tie up your funds, making it difficult to use these funds for other transactions. All branches are open: 9:30am - 4pm, Mon - Thurs. Visit your local branch. 9:30am - 5pm, Fri. How do I dispute a card transaction in Westpac Online and Mobile Banking? My loved one has recently passed away. UBS bank analyst Jon Mott said, if anything, the fine was a bit. On 24 September 2020, Westpac Banking Corporation (Westpac) agreed to pay AU$1. This chart shows a view of problem reports submitted in the past 24 hours compared to the typical volume of reports by time of day. Explain money transfer times. au, straight into your browser to get to the sign in page. If you accept the transaction, any temporary dispute credit will be reversed. In Online Banking. The contact details for AFCA are set out below. Contact the bank as soon as you can. If you have identified a transaction on your credit card online banking or statement and you don't think it should be there we can help you understand what you need to do next. See full list on westpac. You can view Date, Description, Payment Type (Debit / Credit), Amount (s), Account balance in your transaction history. Find out how. Report suspicious emails or scam details to hoax@westpac. The balance and available funds will only be updated once the refund is finalised and processed by the merchant. +61 2 8253 4530. Australian Financial Complaints Authority. They allege the culprit is Forum Finance, run by Sydney businessman Bill Papas. Calling from the Westpac App operates at the same opening hours as our Customer Care team. We have re-reviewed the 12 customers highlighted by AUSTRAC and taken action and are working. Civil penalty proceeding settled on limited admissions basis. DismissA Westpac Handycard is an eftpos Debit card linked to selected Westpac transaction accounts. This includes keeping your sign-in details (including passwords, Westpac Protect™ Security codes) private, not participating in the. Contact us immediately on 1300 651 089, or if outside Australia +61 2 9155 7700. When you sign in, on the top right of the screen you’ll see a Notifications button and a number that shows how many unread or new alerts and messages you have. purchase receipts, account statements, written communication or cancellation of a direct debit). EFTPOS machines – which can be standalone or connected to a point of sale (POS) system – facilitate the movement of funds from a customer’s credit, charge and debit card account to a nominated business bank account. Option 2. 3. You can also get a chargeback for incorrect or fraudulent transactions made on your. Submit a transaction for the full amount owed by the Customer for the transaction except where you and the Customer agree on a partial shipment (such as receiving a portion of an order),. If Westpac can’t resolve your complaint at your first point of contact with them, they will escalate it to their Customer Solutions Team. You can search a transaction by description, date, or amount. email: write to: prepaidmgmt_servicequality@mastercard. Find out more. Despite the reason for a chargeback, it means that as a merchant you don’t get paid for the goods and. Some branches now open weekends. With the St. With the St. True fraud is the most common reason behind legitimate disputes. An unauthorised transaction is when someone transfers money from your account without your permission. Answers to our most frequently asked questions on topics including, online banking, mobile banking, credit cards, financial hardship, security, transferring funds and travelling overseas. You can also search for transactions for up to 5 accounts using Smart Search. Westpac Get Paid online technical support. (46) Corporate Credit Card Administrator will send the cardholder either the Westpac "Dispute Transaction" form or a "Fraud Claim" form for completion - depending on the issue. ‘Westpac’, ‘our’, ‘we’ or ‘us’ means Westpac Banking Corporation (ABN 33 007 457 141). A merchant no longer receives paper. You can talk through your options with someone in our team either at your local branch or by giving us a call on 0800 400 600. com. Use the dropdown box next to a Merchant Member Number (MMN)1 on the Overview screen and select View all merchant services to view Transaction and Settlement listings or View statements. Select Update my Daily Payment Limit . If the customer didn’t get what they paid for, they’re required to contact the merchant before disputing. However, for added security, the payer will see the registered PayID name displayed on their screen. Some branches now open weekends. The payment procedure for card payments is simple. au. On the right-hand side of your screen select the 'Message us' button to start the conversation. The payment procedure for card payments is simple. Search ‘cancel direct debit’. ePayments Code:How do I dispute a card transaction in Westpac Online and Mobile Banking? My loved one has recently passed away. Chargebacks refer to the reversal of the cash value (in whole or in part) of a transaction by the card issuer to the acquirer, and usually, by the merchant bank to the merchant. You may be able to regain access to your account by repaying the amount owed (more info on that below). This authorised amount is held and appears as a “pending” transaction for up to 5 days. Refer to the other contact methods below if the. In some scenarios, transactions may be assigned to an Uncategorised category. au. Visit us in branch. Online Banking allows you to hide accounts from display and reveal them again when you choose. Westpac deposit account, you can use the Card to make purchases or withdraw cash from the linked account at eftpos terminals and ATMs by selecting the cheque or. If you still don’t recognise the transaction or can't resolve the issue with the merchant, dispute the transaction in Online Banking or the Westpac App. You can call us to report your card lost or stolen (24 hours a day, 7 days a week): Altitude Business: 132 142; or if outside Australia +61 2 9155 7700. Card payments occur in real-time: the transaction is made between Westpac and the payer's issuing bank. Yes, if you add a tag to a transaction, any other users who have access to your account will see the same tag. What do I do now? What if there is no will? Should I close the accounts of the deceased? I have power of attorney over the deceased’s accounts, does this still stand after their passing? When will I need probate or letters of. Having trouble downloading the Westpac App? Check our list of supported devices to see if it’s available for your device. A chargeback takes place between the cardholder’s and retailer’s banks. It is your responsibility to ensure your customers’ payment details remain safe and secure. Here's a guide to help you understand what to do next. 35. 2. From anywhere in Australia, 8am - 8pm, 7 days a week, except Public Holidays. Once you dispute an unauthorized transaction, the bank has 10 days to investigate. com;. 35pm. Explain pending transactions. Funds Settlement; Contact.